If you’re eyeing a refinance in 2025, you’re not alone. With mortgage rates dipping to their lowest levels since October 2024, many homeowners are considering whether now is the right time to lock in a better deal. But before you ... Read More
Latest articles
Homeowners and Renters
Is Now the Time to Refinance? What Experts Say About 2025 Rates
If you’re eyeing a refinance in 2025, you’re not alone. With mortgage rates dipping to their lowest levels since October ... Read More
Loans and Debt
What a Debt-to-Income Ratio Is—And Why Lenders Care
When you’re applying for a mortgage, car loan, or credit card, your credit score tends to get most of the ... Read More
Credit
Authorized User vs. Joint Account vs. Co-Signer: Credit Impacts You Didn’t Expect
You’ve probably heard advice like “Become an authorized user to build credit” or “Open a joint account to manage finances ... Read More
Financial Planning
How Divorce Can Impact Your Credit (and How to Protect It)
Divorce is hard enough without money troubles making it worse. When you split from your spouse, you also split from ... Read More
Homeowners and Renters
The Best and Worst States for Homeownership in 2025
In today’s economic climate, where every dollar counts, choosing the right state to settle in can make a substantial difference ... Read More