4 Types of Government Grants — and How to Get Them

The U.S. government offers grants to help pay for living expenses, housing costs, and education. You can also find grants for small businesses if you need help getting your company off the ground or are in a temporary financial struggle. No matter what your need, there may be a government grant available to help you.

You are more likely to qualify for government grants if you are at an economic disadvantage, like having more expenses than your income can afford. Find out which grants and programs may help you pay your bills and other costs below and in the following slides.

Cover Your Living Costs With These Government Grants
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It can be difficult to afford all of your bills on a limited income. The government has programs that help pay for basic everyday costs, from food to child care. Popular government food programs include the following:

  • Supplemental Nutrition Assistance Program (SNAP), or food stamps, grant you the ability to purchase food for your household.
  • The Women, Infants, and Children (WIC) program is similar to food stamps by providing funds to pay for food. However, the eligibility for the program is limited to those who fit more specific qualifications. 
  • School meals are available to school-aged children who come from a low-income household.  
  • The Commodity Supplemental Food Program (CSFP) provides food for seniors older than 60 years of age. 

The Child Care and Development Fund (CCDF) is a government program that helps pay for child care costs.

The federal government provides CCDF funds to states, which then provide grants based on income. Eligibility requirements include the following:

  • You must be a parent or primary caretaker.
  • The child or children are younger than 13 years of age.
  • The child or children are younger than 19 years of age and is under court supervision or unable to care for self.
  • Have a low or very low income.
  • Need financial assistance for child care.
  • You have employment or enrolled in an educational program.

Temporary Assistance for Needy Families gives cash to households with a financial need for a fixed period. The cash assistance can be spent on more than food, but there are restrictions on what it may be used for. Depending on your location, your state’s TANF program may also provide additional benefits like job training and child care.

Depending on your situation and needs, you may consider applying for one of these programs. Click on to the next slide in order to learn more.

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By Admin