Most people who qualified for stimulus checks have already received them. However, there may be some individuals or families who never received these payments, or received less than what they were owed.
The primary factor in whether someone could receive a stimulus check is income.

In addition to income, a beneficiary must be a U.S. citizen or a resident alien, not be another person’s dependent for tax purposes and have a valid Social Security Number.

Who Could Qualify for the 3rd Stimulus Check?

Income Requirements for the Stimulus Check: Individuals could qualify for a full stimulus check if their adjusted gross income in 2020 or 2021 was $75,000 or lower. Married couples could qualify if their adjusted gross income was $150,000 or lower.

For those who file taxes as a head of household (taxpayers who file individually and have at least one dependent), income must be no more than $112,500 to have qualified for a stimulus payment.

If your AGI was above $80,000 (individuals), $120,000 (head-of-household), or $160,000 (joint filers), you generally did not qualify for a stimulus check, and therefore likely cannot qualify to claim one now.

If you made more than these amounts, the stimulus check would have been reduced.

The formula is as follows: 

  • Take five percent of the amount of your income that goes over the income limit.
  • Subtract this amount from the full stimulus payment to find out what you may have qualified to receive.

Dependent Payments: The first two stimulus payments issued $1,400 for each dependent child, but the child must have been younger than 17 years of age. However, for the third and final round of stimulus payments, dependents over 17 years of age were also considered eligible for payments.

As mentioned, most people who qualified for these payments have already received them. Payments were automatically distributed to those who met one or more of the following conditions:

  • You filed a tax return in 2019 and/or 2020.
  • You receive Social Security benefits, including retirement, disability (SSDI), survivor or Railroad benefits.
  • You receive Veterans Affairs (VA) benefits.
  • You receive Supplemental Security Income (SSI).
  • You registered online for the first payment earlier in 2020.

If you need more help paying bills or are seeking other financial assistance in addition to your stimulus check, the rules are a little different. This is because cash assistance is administered at the state level, and different states have very different requirements when it comes to who can receive TANF funds.

In general, most states reserve monthly cash assistance for families who are considered to have a very low income. However, even those who do not qualify for cash may be able to receive free child care, tax credits and other services.

By Admin