You can apply for SSDI by phone or in person, but the easiest way to apply is online. When you apply for Social Security disability benefits, you will need to submit personal information. This will allow Social Security Administration (SSA) representatives to make an eligibility decision about your condition and if it meets the Social Security disability qualifications.
Applying for SSDI online has a few benefits. First, there is no need to wait for an appointment. Instead, you can apply instantly. Additionally, you do not have to complete the application at one time. You can fill some out, save and come back later to complete the rest.
After applying, you will get a notice in the mail containing a decision. It will let you know who is eligible for SSDI in your household. Your spouse and dependents may qualify for around 50 percent of the amount you qualify to receive.
To get started, simply visit the Social Security Administration website. You will use your Social Security number in order to login and get started.
On your online application, you will have to answer questions that will help SSA determine if you are disabled. The five questions include the following:
1. Are you working? – If you earn more than $1,550 each month from working (as of 2024), you are generally not eligible for SSDI. The SSA will submit your application to a Disability Determination Services (DDS) office to review your medical condition and make a determination based on the next four questions.
2. Is your condition severe? – Your condition must impair your ability to complete basic work-related activities, such as walking, sitting, standing, lifting, and remembering, for at least 12 months.
3. Is your condition on the list? – The SSA keeps a list of medical conditions that limit your ability to work. The list is different for adults than children. Impairments can include conditions that affect your musculoskeletal, respiratory, digestive, neurologic, and immune systems, plus more.
4. Can you do the same work you did previously? – The SSA will look into your work history to see if there are any past positions you can do with your disability.
5. Can you do any other type of work? – The SSA will also look into other types of work that fit with your abilities. In addition to looking at your medical condition, they will factor in your age, transferable skills, and past work experience.
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