Between 2020 and 2021, the federal government issued three rounds of stimulus checks, officially called Economic Impact Payments. Millions of Americans received this financial help automatically — but not everyone got what they were owed.
If you were missing a payment or received less than the full amount, the IRS gave you a chance to claim that money through your tax return using the Recovery Rebate Credit. Unfortunately, those deadlines have now passed:
- For 2020 stimulus payments (1st and 2nd rounds), the deadline to file was May 17, 2024
- For 2021 stimulus payments (3rd round), the final deadline to file was April 15, 2025
What Can You Do Now?
Even though it’s too late to claim missed stimulus payments through a tax return, there are still steps you can take to stay on top of your financial records:
1. Check Your IRS Account
Log in to your IRS online account to view your past stimulus payments and tax history. You can:
- See exactly how much you were sent
- Confirm how payments were issued (direct deposit or check)
- Spot any discrepancies in your tax filings
2. Understand Why You May Have Missed a Payment
Some people didn’t receive the full amount because of:
- Outdated bank or mailing info
- Changes in income or family size
- Filing status differences between years
- Not typically filing a tax return
Even if you can’t claim it now, understanding the why can help you be better prepared for future government relief programs.
3. Be Ready for Future Relief
While there are currently no new federal stimulus payments planned, new tax credits or state-level rebates may become available. Staying informed about:
- Tax filing deadlines
- Eligibility for local/state relief programs
- IRS updates and tax credit announcements
can help you avoid missing out next time.
How Much Were the Past Stimulus Payments?
Here’s a quick refresher on what was offered:
- First Round (March 2020): $1,200 per adult + $500 per qualifying child
- Second Round (Dec. 2020): $600 per adult + $600 per qualifying child
- Third Round (March 2021): $1,400 per person (including adult dependents)
The full amounts were available to individuals earning up to $75,000 ($150,000 for joint filers).
By Admin –
